1STOPCRYPTO TERMS OF SERVICE

Version 1.0

Effective Date: July 5, 2026

Last Updated: July 5, 2026

AGREEMENT TO THESE TERMS

Welcome to 1StopCrypto.

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and BLUE SOFT LLC, doing business as 1StopCrypto ("1StopCrypto," "Company," "we," "our," or "us"), governing your access to and use of the 1StopCrypto website, mobile applications, APIs, software, browser extensions, blockchain interfaces, smart-contract interfaces, developer tools, digital services, content, and all related products and services (collectively, the "Platform").

Please read these Terms carefully before using the Platform.

By accessing, browsing, connecting a wallet, using any feature of the Platform, initiating any blockchain transaction through the Platform, or otherwise using any portion of the Platform, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and all policies incorporated by reference.

These incorporated policies include, without limitation:

Privacy Policy

Cookie Policy

Risk Disclosure

AML & Compliance Disclosure

Restricted Jurisdictions Policy

Third-Party Provider Disclosure

Acceptable Use Policy

Electronic Communications Consent

California Privacy Notice (where applicable)

If you do not agree to these Terms, you may not use the Platform.

IMPORTANT NOTICE

1StopCrypto is not a cryptocurrency custodian.

1StopCrypto does not:

  • hold customer cryptocurrency;
  • hold customer fiat currency;
  • control customer wallets;
  • possess customer private keys;
  • possess customer recovery phrases;
  • execute transactions on behalf of users;
  • act as a broker;
  • act as an investment adviser;
  • provide securities brokerage services;
  • guarantee execution of blockchain transactions.

The Platform is software that enables users to interact with public blockchain networks and independent third-party providers.

You remain solely responsible for every blockchain transaction you authorize.

1. DEFINITIONS

For purposes of these Terms, the following definitions apply.

"Account"

Any profile, authentication record, or user identity maintained by the Platform.

An Account does not constitute a custodial cryptocurrency account.

"Blockchain"

A distributed ledger maintained through cryptographic consensus mechanisms, including both permissionless and permissioned networks.

"Buy Crypto Provider"

An independent regulated financial institution, payment processor, money transmitter, virtual asset service provider, exchange, or similar organization that enables users to purchase cryptocurrency.

Examples may include providers such as MoonPay, Transak, Sardine, Banxa, Stripe, or other providers integrated into the Platform from time to time.

Each provider operates independently from 1StopCrypto.

"Connected Wallet"

A digital asset wallet that a User voluntarily connects to the Platform for purposes of interacting with blockchain networks.

"Digital Asset"

Any blockchain-based token, cryptocurrency, stablecoin, NFT, wrapped asset, governance token, utility token, or similar cryptographic asset.

"Gas Fee"

Any fee charged by a blockchain network for processing a transaction.

Gas Fees are paid to blockchain validators or miners—not to 1StopCrypto.

"Private Key"

The cryptographic credential that authorizes blockchain transactions.

1StopCrypto never stores or controls User Private Keys.

"Recovery Phrase"

A mnemonic phrase, seed phrase, secret recovery phrase, or similar credential capable of restoring wallet access.

1StopCrypto never receives, stores, generates, or backs up Recovery Phrases.

"Swap Provider"

Any decentralized exchange, automated market maker, liquidity aggregator, smart-contract protocol, bridge protocol, or regulated provider used to facilitate digital asset swaps.

"Third-Party Provider"

Any independent company or protocol that provides services through or alongside the Platform.

Examples include:

  • wallet providers;
  • identity verification providers;
  • KYC providers;
  • AML screening providers;
  • payment processors;
  • blockchain infrastructure providers;
  • RPC providers;
  • cloud hosting providers;
  • analytics providers;
  • liquidity providers;
  • decentralized exchanges;
  • bridge operators.

2. ABOUT THE PLATFORM

1StopCrypto is a non-custodial cryptocurrency software platform.

The Platform is designed to simplify user access to blockchain ecosystems while allowing users to retain exclusive ownership and control over their digital assets.

The Platform may include software that allows Users to:

  • connect supported cryptocurrency wallets;
  • view wallet balances;
  • display blockchain transaction history;
  • monitor supported blockchain assets;
  • access cryptocurrency purchase services through independent providers;
  • initiate token swaps through independent providers or decentralized protocols;
  • access educational materials regarding blockchain technology;
  • access blockchain analytics;
  • interact with smart contracts;
  • monitor portfolio values;
  • review market information;
  • access future Platform features as they become available.

The Platform is software only.

The Platform itself is not a blockchain.

The Platform is not a cryptocurrency exchange.

The Platform is not a bank.

The Platform is not a securities exchange.

The Platform is not a broker-dealer.

The Platform is not an investment adviser.

The Platform is not a commodity trading advisor.

The Platform is not a money transmitter except where expressly licensed and disclosed.

Nothing within the Platform shall be interpreted as creating a fiduciary relationship between the Company and any User.

3. NON-CUSTODIAL NATURE OF THE PLATFORM

One of the fundamental characteristics of 1StopCrypto is that it operates on a fully non-custodial basis.

At no time does 1StopCrypto obtain possession, custody, or control of User Digital Assets.

Unlike centralized cryptocurrency exchanges, Users maintain exclusive control over:

  • wallet software;
  • wallet authentication;
  • wallet passwords;
  • private keys;
  • recovery phrases;
  • transaction approvals;
  • blockchain signatures;
  • digital assets.

Transactions initiated through the Platform are signed by the User using the User's own wallet.

1StopCrypto does not sign transactions on behalf of Users.

Because the Company never controls User wallets, the Company cannot:

  • recover lost cryptocurrency;
  • reverse blockchain transactions;
  • freeze digital assets;
  • restore wallet access;
  • recover forgotten passwords;
  • recover lost Recovery Phrases;
  • recover Private Keys;
  • cancel blockchain transfers;
  • retrieve assets sent to an incorrect blockchain;
  • retrieve assets sent to an incorrect wallet address;
  • retrieve assets lost due to smart contract exploits;
  • retrieve assets lost due to phishing attacks;
  • retrieve assets lost through user error.

Users acknowledge and agree that loss of wallet credentials may result in the permanent and irreversible loss of Digital Assets.

The Company has no technical ability to restore such access.

4. ELIGIBILITY

To use the Platform, you represent and warrant that:

You are at least eighteen (18) years of age or the age of legal majority in your jurisdiction, whichever is greater.

You possess the legal authority to enter into binding contracts.

You are using the Platform on your own behalf or on behalf of an entity that has authorized you to accept these Terms.

Your use of the Platform does not violate any applicable law.

You are not located within any jurisdiction that the Company restricts under its Restricted Jurisdictions Policy.

You are not identified on any sanctions list maintained by:

  • the United States Department of the Treasury Office of Foreign Assets Control (OFAC);
  • the United Nations Security Council;
  • the European Union;
  • His Majesty's Treasury (United Kingdom);
  • or any other governmental authority applicable to the Company.

You are not acting on behalf of any sanctioned individual, sanctioned organization, or prohibited jurisdiction.

You will not use the Platform for money laundering, terrorist financing, sanctions evasion, fraud, market manipulation, ransomware activities, or any other unlawful purpose.

The Company reserves the right to deny access to the Platform where necessary to comply with applicable law, protect Users, preserve the integrity of the Platform, or reduce legal, operational, or cybersecurity risk.

5. WALLET CONNECTIONS

The Platform enables Users to connect compatible third-party cryptocurrency wallets for the purpose of interacting with supported blockchain networks and services.

Wallet connectivity may be provided through technologies including, but not limited to:

  • WalletConnect;
  • browser wallet extensions;
  • mobile wallet applications;
  • embedded wallet connection protocols;
  • hardware wallet integrations;
  • future authentication technologies supported by the Platform.

1StopCrypto does not develop, maintain, or control most third-party wallet software.

Wallet applications are independently developed and governed by their own terms of service, privacy policies, security practices, licensing terms, and operational procedures.

By connecting a wallet to the Platform, you acknowledge and agree that:

  • the wallet provider is an independent third party;
  • the Company makes no representation regarding the security of any wallet software;
  • wallet providers may discontinue support without notice;
  • wallet software may contain security vulnerabilities;
  • wallet software may contain programming defects;
  • wallets may become incompatible following blockchain upgrades;
  • hardware wallets may malfunction;
  • browser extensions may become compromised;
  • malware may target wallet software;
  • phishing attacks may impersonate legitimate wallet providers.

The Company recommends that Users:

  • use reputable wallet providers;
  • install wallet software only from official sources;
  • maintain current software updates;
  • protect wallet passwords;
  • securely store Recovery Phrases offline;
  • maintain multiple encrypted backups where appropriate;
  • verify wallet connection requests before approval;
  • disconnect wallets from untrusted websites.

The Company shall not be liable for losses resulting from:

  • compromised wallet software;
  • unauthorized wallet access;
  • stolen Recovery Phrases;
  • malware infections;
  • phishing attacks;
  • hardware wallet failures;
  • browser extension vulnerabilities;
  • third-party wallet provider negligence;
  • wallet provider insolvency;
  • wallet software defects.

6. USER ACCOUNTS

Certain Platform features may permit or require creation of a User account.

Account registration may require information including:

  • email address;
  • username;
  • authentication credentials;
  • multi-factor authentication information;
  • communication preferences;
  • other information reasonably necessary to provide Platform services.

Users agree that all registration information provided to the Company shall be:

  • accurate;
  • complete;
  • current;
  • truthful.

Users shall promptly update account information whenever necessary to maintain accuracy.

The Company reserves the right to suspend or terminate accounts containing false, misleading, fraudulent, or materially inaccurate information.

Users remain solely responsible for maintaining the confidentiality of account credentials.

Users are responsible for all activities conducted using their accounts unless resulting solely from the Company's gross negligence or willful misconduct.

Users shall immediately notify the Company if they become aware of:

  • unauthorized account access;
  • unauthorized wallet connections;
  • credential theft;
  • phishing incidents;
  • suspected account compromise;
  • unauthorized API usage;
  • security vulnerabilities affecting their account.

The Company may suspend access while investigating suspected security incidents.

Nothing in these Terms obligates the Company to monitor account activity on behalf of Users.

7. SECURITY RESPONSIBILITIES

Digital asset ownership carries significant security responsibilities.

Each User agrees to implement reasonable security practices appropriate for protecting blockchain assets.

Without limitation, Users should:

  • maintain strong passwords;
  • enable multi-factor authentication whenever available;
  • secure Recovery Phrases offline;
  • never disclose Private Keys;
  • never disclose Recovery Phrases;
  • verify website URLs before connecting wallets;
  • verify smart contract addresses before approving transactions;
  • review transaction details before signing;
  • maintain current antivirus software;
  • maintain current operating system updates;
  • avoid installing untrusted browser extensions;
  • avoid interacting with suspicious smart contracts;
  • maintain encrypted backups of critical credentials;
  • exercise caution when responding to unsolicited communications.

The Company will never request:

  • your Recovery Phrase;
  • your Private Key;
  • your wallet password.

Any person requesting such information while claiming to represent the Company should be presumed fraudulent unless independently verified through official Company communication channels.

The Company may publish educational materials regarding cryptocurrency security.

Such materials are provided solely for informational purposes and do not create any duty by the Company to monitor, secure, or protect User assets.

Users acknowledge that blockchain technology remains vulnerable to risks including:

  • malware;
  • ransomware;
  • keyloggers;
  • phishing;
  • SIM-swapping attacks;
  • credential stuffing;
  • DNS hijacking;
  • supply-chain attacks;
  • browser exploits;
  • zero-day vulnerabilities;
  • social engineering;
  • compromised software repositories.

The Company cannot prevent all cybersecurity threats.

8. THIRD-PARTY SERVICES

The Platform integrates with numerous independent third-party services.

Examples include:

  • cryptocurrency wallet providers;
  • blockchain infrastructure providers;
  • blockchain node operators;
  • RPC providers;
  • blockchain indexing providers;
  • decentralized exchanges;
  • automated market makers;
  • bridge protocols;
  • liquidity aggregators;
  • payment processors;
  • KYC providers;
  • AML providers;
  • fraud detection providers;
  • analytics providers;
  • cloud infrastructure providers;
  • customer support software providers;
  • email delivery providers.

Each third-party provider:

  • operates independently;
  • establishes its own contractual terms;
  • maintains its own privacy practices;
  • determines its own regulatory obligations;
  • controls its own service availability.

The Company does not guarantee:

  • availability;
  • accuracy;
  • security;
  • pricing;
  • legal compliance;
  • operational continuity;
  • financial stability;
  • regulatory licensing.

Users acknowledge that third-party providers may:

  • discontinue services;
  • modify APIs;
  • change pricing;
  • suspend operations;
  • become insolvent;
  • experience security incidents;
  • suffer operational outages.

The Company shall not be liable for damages arising from acts or omissions of independent third parties.

9. BUY CRYPTO SERVICES

The Platform may provide Users with access to services allowing purchase of Digital Assets using traditional payment methods.

These services are performed exclusively by independent regulated providers.

The Company does not itself:

  • sell cryptocurrency;
  • exchange fiat currency;
  • process debit cards;
  • process credit cards;
  • receive payment funds;
  • hold customer funds;
  • determine transaction approval.

The independent provider determines:

  • transaction eligibility;
  • geographic availability;
  • supported payment methods;
  • exchange rates;
  • transaction fees;
  • processing times;
  • settlement procedures;
  • refund policies;
  • cancellation policies;
  • KYC requirements;
  • AML requirements;
  • sanctions screening;
  • enhanced due diligence requirements.

Completion of a purchase transaction depends entirely upon the third-party provider.

The Company does not guarantee that any purchase request will be approved.

A provider may reject transactions based upon:

  • regulatory obligations;
  • fraud prevention policies;
  • payment processor decisions;
  • sanctions screening;
  • insufficient documentation;
  • geographic restrictions;
  • payment method limitations;
  • transaction risk assessments;
  • internal compliance policies.

Users understand that any contractual relationship governing cryptocurrency purchases exists solely between the User and the independent provider.

The Company is not a party to that transaction.

10. TOKEN SWAPS

The Platform may permit Users to initiate Digital Asset swaps using independent liquidity providers or decentralized protocols.

Swap functionality may utilize:

  • decentralized exchanges;
  • automated market makers;
  • routing aggregators;
  • liquidity pools;
  • bridge protocols;
  • cross-chain messaging protocols;
  • licensed swap providers.

The Company does not operate the liquidity pools utilized for swap execution unless expressly stated otherwise.

The Company does not guarantee:

  • execution prices;
  • quoted prices;
  • transaction completion;
  • available liquidity;
  • optimal routing;
  • execution timing;
  • bridge availability;
  • blockchain confirmation times.

Users acknowledge that swap transactions involve significant risks, including:

  • market volatility;
  • price slippage;
  • insufficient liquidity;
  • failed transactions;
  • smart contract vulnerabilities;
  • front-running;
  • Miner Extractable Value (MEV);
  • Maximal Extractable Value (MEV);
  • sandwich attacks;
  • oracle failures;
  • bridge failures;
  • blockchain reorganizations;
  • validator failures;
  • network congestion;
  • unexpected gas fees;
  • protocol exploits;
  • liquidity withdrawal by market participants.

Swap quotes displayed by the Platform are estimates only.

Actual execution prices may differ materially from quoted prices due to changing market conditions.

Users are solely responsible for reviewing transaction parameters before approving any blockchain signature request.

Once a User signs a blockchain transaction using their Connected Wallet, the Company generally has no ability to modify, cancel, or reverse the transaction.

11. BLOCKCHAIN TRANSACTIONS

The Platform facilitates User interaction with public blockchain networks but does not control those networks.

All blockchain transactions initiated through the Platform are transmitted to independent blockchain networks for validation and confirmation.

Blockchain networks operate independently of the Company.

The Company does not own, operate, administer, govern, or control any public blockchain unless expressly identified otherwise.

Transaction confirmation depends upon factors outside the Company's control, including:

  • network congestion;
  • validator availability;
  • miner participation;
  • consensus mechanisms;
  • blockchain protocol rules;
  • gas fee markets;
  • validator prioritization;
  • blockchain forks;
  • protocol upgrades;
  • mempool conditions;
  • node availability.

The Company does not guarantee:

  • that any transaction will be confirmed;
  • that any transaction will be confirmed within a specific period;
  • that any transaction will remain valid following submission;
  • that blockchain networks will remain operational;
  • uninterrupted blockchain availability;
  • uninterrupted access to any supported blockchain.

Users acknowledge that blockchain transactions are generally irreversible once broadcast and confirmed.

Accordingly, Users are solely responsible for verifying:

  • recipient wallet addresses;
  • blockchain network selection;
  • transaction amounts;
  • token contracts;
  • destination chains;
  • gas fee settings;
  • transaction data;
  • smart contract interactions.

The Company shall have no obligation to recover Digital Assets transferred as a result of:

  • user error;
  • incorrect wallet addresses;
  • incorrect blockchain selection;
  • unsupported token transfers;
  • unsupported smart contract interactions;
  • incompatible wallets;
  • malformed transactions;
  • phishing attacks;
  • malware;
  • compromised devices.

12. SMART CONTRACTS

Certain Platform functionality allows Users to interact directly with blockchain smart contracts.

Smart contracts are autonomous software programs deployed on blockchain networks.

Many smart contracts accessible through the Platform are developed, maintained, audited, governed, or upgraded by independent third parties.

The Company makes no representation or warranty regarding:

  • smart contract security;
  • code quality;
  • audit status;
  • protocol governance;
  • economic design;
  • upgrade mechanisms;
  • protocol sustainability;
  • smart contract legality.

Users acknowledge that smart contracts may contain:

  • coding defects;
  • security vulnerabilities;
  • logic errors;
  • arithmetic errors;
  • permission vulnerabilities;
  • oracle dependencies;
  • governance flaws;
  • economic vulnerabilities.

Even audited smart contracts may contain undiscovered vulnerabilities.

Users further acknowledge that decentralized protocols may experience:

  • protocol exploits;
  • flash-loan attacks;
  • governance attacks;
  • oracle manipulation;
  • bridge exploits;
  • validator collusion;
  • liquidity attacks;
  • denial-of-service attacks;
  • protocol abandonment.

The Company cannot guarantee the continued operation or security of any smart contract.

Interaction with any smart contract occurs solely at the User's own risk.

13. CROSS-CHAIN BRIDGES

The Platform may allow Users to access third-party bridge protocols.

Cross-chain bridges introduce additional risks beyond those associated with ordinary blockchain transactions.

Bridge-related risks include:

  • message verification failures;
  • bridge validator compromise;
  • bridge operator insolvency;
  • delayed settlement;
  • permanent asset loss;
  • wrapped asset depegging;
  • relayer failures;
  • liquidity shortages;
  • replay attacks;
  • chain reorganizations;
  • protocol upgrades;
  • smart contract vulnerabilities.

Bridge providers operate independently from the Company.

The Company does not guarantee:

  • bridge availability;
  • bridge security;
  • settlement timing;
  • successful completion;
  • recovery of assets.

Users acknowledge that cross-chain transfers may become permanently unrecoverable if bridge protocols fail.

14. GAS FEES

Blockchain transactions require payment of network transaction fees ("Gas Fees").

Gas Fees compensate blockchain validators or miners for processing transactions.

Gas Fees are:

  • not charged by the Company;
  • not retained by the Company;
  • determined by blockchain networks;
  • subject to continuous market fluctuations.

The Company does not determine Gas Fee pricing.

Users acknowledge that Gas Fees may:

  • fluctuate significantly;
  • exceed transaction value;
  • increase rapidly during periods of network congestion;
  • remain non-refundable even when transactions fail.

Failed blockchain transactions may still consume Gas Fees.

The Company bears no responsibility for Gas Fees incurred by Users.

15. SUPPORTED DIGITAL ASSETS

The Company may choose to support certain Digital Assets for informational or software compatibility purposes.

Support for a Digital Asset does not constitute:

  • an endorsement;
  • a recommendation;
  • investment advice;
  • a representation of legality;
  • a representation of regulatory status;
  • a representation of long-term viability.

The Company may add, suspend, or discontinue support for Digital Assets at any time without prior notice.

Reasons for discontinuing support may include:

  • security concerns;
  • protocol vulnerabilities;
  • blockchain instability;
  • legal developments;
  • regulatory requirements;
  • sanctions compliance;
  • low user demand;
  • discontinued blockchain development;
  • technical incompatibility.

Users remain solely responsible for determining whether a Digital Asset is appropriate for their own circumstances.

The Company assumes no responsibility for losses arising from:

  • token delistings;
  • blockchain abandonment;
  • protocol failures;
  • token migrations;
  • hard forks;
  • soft forks;
  • asset redenominations;
  • governance decisions.

16. OPEN-SOURCE SOFTWARE

Portions of the Platform may incorporate open-source software distributed under various open-source licenses.

Nothing in these Terms modifies the rights granted to Users under applicable open-source licenses.

Open-source components remain subject to their respective licenses.

To the extent required by applicable licenses, the Company will make available appropriate copyright notices and license information.

Open-source software is generally provided without warranty.

The Company does not warrant that third-party open-source components are:

  • error-free;
  • secure;
  • continuously maintained;
  • suitable for any particular purpose.

Users acknowledge that open-source software may contain vulnerabilities despite community review.

17. USER RESPONSIBILITIES

Users bear primary responsibility for their use of the Platform.

Each User agrees to:

  • comply with all applicable laws;
  • comply with sanctions regulations;
  • comply with tax obligations;
  • maintain accurate account information;
  • safeguard authentication credentials;
  • protect Recovery Phrases;
  • protect Private Keys;
  • verify every transaction before signing;
  • maintain appropriate cybersecurity practices;
  • use supported wallet software;
  • exercise reasonable caution when interacting with blockchain protocols.

Users further agree not to:

  • use the Platform for unlawful purposes;
  • engage in fraud;
  • engage in money laundering;
  • facilitate terrorist financing;
  • violate economic sanctions;
  • knowingly receive proceeds of crime;
  • attempt to exploit Platform vulnerabilities;
  • interfere with Platform operations;
  • disrupt blockchain infrastructure;
  • upload malicious code;
  • distribute malware;
  • conduct denial-of-service attacks;
  • scrape Platform data in violation of applicable law or these Terms;
  • impersonate another individual or entity;
  • misrepresent identity;
  • submit false information;
  • infringe intellectual property rights;
  • attempt unauthorized access to Company systems;
  • circumvent technical security measures;
  • manipulate pricing information;
  • exploit software bugs for financial gain;

engage in market manipulation, including wash trading, spoofing, layering, or other deceptive trading practices where applicable.

The Company reserves the right to investigate suspected violations of these Terms and to cooperate with law enforcement and regulatory authorities where required by applicable law.

18. REGULATORY COMPLIANCE

The Company is committed to conducting its business in compliance with applicable laws and regulations in the jurisdictions in which it operates.

Because the regulatory treatment of Digital Assets continues to evolve, the Company reserves the right to modify, suspend, restrict, or discontinue any portion of the Platform where necessary to:

  • comply with applicable law;
  • comply with regulatory guidance;
  • respond to governmental orders;
  • address legal uncertainty;
  • satisfy licensing requirements;
  • mitigate legal or operational risk;
  • protect Users;
  • protect the integrity of the Platform.

The Company may implement additional compliance controls without prior notice where reasonably necessary to satisfy legal obligations.

Nothing in these Terms shall be interpreted as creating an obligation for the Company to make any feature available in every jurisdiction.

Availability of Platform features may vary by:

  • country;
  • state;
  • province;
  • territory;
  • municipality;
  • applicable regulatory regime.

Users are solely responsible for determining whether use of the Platform is lawful within their jurisdiction.

The Company makes no representation that the Platform, or any feature thereof, is legally available in every jurisdiction.

19. SANCTIONS COMPLIANCE

The Company maintains policies designed to comply with applicable economic sanctions laws.

Users represent and warrant that they are not:

  • located in a jurisdiction subject to comprehensive sanctions applicable to the Company;
  • identified on any sanctions list administered by OFAC;
  • identified on any sanctions list administered by the United Nations Security Council;
  • identified on sanctions lists administered by the European Union;
  • identified on sanctions lists administered by the United Kingdom;
  • acting on behalf of a sanctioned person;
  • owned or controlled by a sanctioned person.

Users further agree that they will not use the Platform:

  • to evade sanctions;
  • to facilitate sanctions violations;
  • to benefit sanctioned persons;
  • to conduct transactions prohibited by applicable sanctions laws.

The Company reserves the right to:

  • restrict access;
  • suspend services;
  • terminate accounts;
  • refuse transactions;
  • block wallet connections where technically feasible;

cooperate with governmental authorities,

where reasonably necessary to comply with applicable sanctions laws.

Nothing contained herein obligates the Company to disclose the existence or nature of any sanctions screening procedures.

20. ANTI-MONEY LAUNDERING

Although 1StopCrypto operates as a non-custodial software platform, certain services available through the Platform are provided by regulated third-party providers that maintain independent Anti-Money Laundering ("AML") compliance programs.

Where legally required, Users may be required to complete identity verification conducted by independent providers before accessing certain services.

Such providers may require:

  • government-issued identification;
  • proof of address;
  • biometric verification;
  • source-of-funds documentation;
  • source-of-wealth documentation;
  • enhanced due diligence;
  • politically exposed person ("PEP") screening;
  • sanctions screening;
  • adverse media screening.

The Company does not determine the outcome of identity verification conducted by independent providers.

Verification decisions remain solely within the discretion of those providers, subject to applicable law.

The Company reserves the right to restrict or discontinue access to integrated services where:

  • fraud is suspected;
  • unlawful activity is suspected;
  • regulatory obligations require such action;
  • third-party providers refuse service;
  • legal risk becomes unacceptable.

Nothing contained in these Terms obligates the Company to provide notice explaining any compliance determination where prohibited by applicable law.

21. TAX RESPONSIBILITIES

Users acknowledge that Digital Asset transactions may have significant tax consequences.

The Company does not provide:

  • tax advice;
  • accounting advice;
  • legal advice;
  • financial planning advice.

Users remain solely responsible for:

  • determining applicable tax obligations;
  • maintaining transaction records;
  • calculating gains and losses;
  • reporting taxable events;
  • filing required tax returns;
  • paying applicable taxes.

Tax obligations may arise from:

  • purchasing Digital Assets;
  • selling Digital Assets;
  • token swaps;
  • staking rewards;
  • liquidity mining;
  • airdrops;
  • hard forks;
  • governance rewards;
  • NFT transactions;
  • bridge transactions;
  • token redemptions;
  • other blockchain activities.

Users should consult qualified professional advisers regarding their specific tax obligations.

The Company makes no representation regarding the tax treatment of any Digital Asset or blockchain transaction.

22. NO INVESTMENT ADVICE

The Platform is intended solely as a technology platform.

Information presented through the Platform is provided for informational purposes only.

Nothing contained within the Platform constitutes:

  • investment advice;
  • securities recommendations;
  • financial advice;
  • portfolio management;
  • research reports;
  • trading advice;
  • tax advice;
  • legal advice;
  • accounting advice.

The Company does not recommend that Users purchase, sell, hold, or exchange any Digital Asset.

Any market data, price information, charts, news, analytics, educational content, or blockchain metrics displayed by the Platform are provided solely as informational tools.

Such information may be:

  • delayed;
  • incomplete;
  • inaccurate;
  • unavailable;
  • obtained from third-party sources.

Users should independently evaluate all investment decisions.

Past performance does not guarantee future results.

Digital Asset markets are highly volatile.

Users may lose some or all of their Digital Assets.

The Company assumes no responsibility for investment decisions made by Users.

23. INTELLECTUAL PROPERTY

Except as otherwise expressly provided, the Platform and all associated intellectual property are owned by or licensed to the Company.

Protected materials include, without limitation:

  • software;
  • source code;
  • object code;
  • APIs;
  • databases;
  • user interfaces;
  • visual designs;
  • graphics;
  • logos;
  • trademarks;
  • service marks;
  • trade dress;
  • documentation;
  • text;
  • compilations;
  • audio;
  • video;
  • photographs;
  • layouts;
  • workflows;
  • proprietary algorithms;
  • branding.

Subject to these Terms, the Company grants Users a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Platform solely for its intended purposes.

Users shall not:

  • reproduce Platform software;
  • modify Platform software;
  • create derivative works based upon Platform software except where expressly permitted by applicable law;
  • distribute Platform software;
  • sell Platform software;
  • lease Platform software;
  • reverse engineer Platform software except where such restriction is prohibited by applicable law;
  • remove copyright notices;
  • remove trademark notices;
  • use Company trademarks without prior written permission.

Nothing contained herein transfers ownership of any Company intellectual property to Users.

24. USER CONTENT AND FEEDBACK

The Platform may permit Users to submit content including:

  • customer support requests;
  • feature suggestions;
  • bug reports;
  • comments;
  • reviews;
  • survey responses;
  • other communications.

Users retain ownership of intellectual property rights in content they lawfully own.

By submitting content to the Company, Users grant the Company a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, transferable, sublicensable license to:

  • use;
  • reproduce;
  • modify;
  • adapt;
  • publish;
  • translate;
  • distribute;
  • display;
  • perform;

incorporate such content into the Platform,

solely for purposes related to operating, improving, maintaining, marketing, securing, or developing the Platform.

Where Users provide suggestions, ideas, enhancement requests, feature recommendations, or other feedback ("Feedback"), Users acknowledge that:

  • Feedback is provided voluntarily;
  • the Company has no obligation to implement any Feedback;
  • the Company may use Feedback without compensation;
  • the Company may independently develop similar functionality;

Users waive any claim arising from the Company's use of Feedback to the fullest extent permitted by applicable law.

Users represent and warrant that any content submitted to the Company:

  • is accurate to the best of their knowledge;
  • does not infringe the intellectual property rights of another person;
  • does not violate applicable law;
  • does not contain malicious software;
  • does not contain unlawful, defamatory, fraudulent, or misleading material.

The Company reserves the right, but not the obligation, to remove or refuse User-submitted content that it reasonably believes violates these Terms, applicable law, or the rights of third parties.

25. BETA FEATURES

From time to time, the Company may make available experimental, pre-release, preview, alpha, beta, early-access, or limited-release functionality ("Beta Features").

Beta Features are intended to allow Users to evaluate new functionality before general release.

Beta Features may include, without limitation:

  • new wallet integrations;
  • new blockchain support;
  • new swap functionality;
  • bridge integrations;
  • portfolio management tools;
  • analytics;
  • alerts;
  • APIs;
  • developer tools;
  • artificial intelligence features;
  • automation tools;
  • mobile application features.

Beta Features may contain:

  • software defects;
  • security vulnerabilities;
  • incomplete functionality;
  • compatibility issues;
  • inaccurate calculations;
  • unexpected behavior;
  • documentation errors.

Accordingly, Beta Features are provided on an "AS IS," "AS AVAILABLE," and "WITH ALL FAULTS" basis.

The Company makes no representation or warranty that Beta Features will:

  • function correctly;
  • remain available;
  • become generally available;
  • be supported in the future;
  • operate without interruption;
  • remain compatible with existing functionality.

The Company may:

  • modify Beta Features;
  • suspend Beta Features;
  • discontinue Beta Features;

remove Beta Features permanently,

at any time without prior notice.

Users acknowledge that Beta Features should not be relied upon for mission-critical, business-critical, or high-value financial activities.

26. SERVICE AVAILABILITY

The Company will use commercially reasonable efforts to maintain the availability of the Platform.

However, uninterrupted operation cannot be guaranteed.

The Platform may become unavailable due to:

  • scheduled maintenance;
  • emergency maintenance;
  • cloud provider outages;
  • internet failures;
  • blockchain congestion;
  • blockchain outages;
  • validator failures;
  • software updates;
  • security incidents;
  • denial-of-service attacks;
  • natural disasters;
  • governmental actions;
  • labor disputes;
  • utility failures;
  • force majeure events;
  • failures of independent third-party providers.

The Company does not guarantee:

  • continuous uptime;
  • uninterrupted availability;
  • uninterrupted blockchain connectivity;
  • uninterrupted access to historical information;
  • uninterrupted access to third-party integrations.

The Company may temporarily suspend portions of the Platform where reasonably necessary to:

  • improve security;
  • investigate fraud;
  • deploy software updates;
  • perform maintenance;
  • comply with legal obligations;
  • mitigate operational risk.

The Company shall not be liable for losses resulting from temporary or permanent service interruptions.

27. MODIFICATION OF THE PLATFORM

The Company continually improves and evolves the Platform.

Accordingly, the Company reserves the right to:

  • introduce new functionality;
  • discontinue existing functionality;
  • redesign user interfaces;
  • modify APIs;
  • add supported blockchains;
  • discontinue supported blockchains;
  • modify supported wallet integrations;
  • replace third-party providers;
  • update security requirements;
  • modify transaction workflows;
  • revise eligibility requirements.

The Company has no obligation to continue supporting any particular feature indefinitely.

Users acknowledge that software evolution is an inherent characteristic of technology platforms.

28. SUSPENSION AND TERMINATION

The Company may suspend, restrict, disable, or terminate access to all or any portion of the Platform immediately, with or without prior notice, where the Company reasonably believes such action is necessary to:

  • comply with applicable law;
  • comply with court orders;
  • comply with governmental requests;
  • comply with regulatory obligations;
  • investigate suspected fraud;
  • investigate suspected security incidents;
  • protect Users;
  • protect Company personnel;
  • protect Company systems;
  • protect intellectual property;
  • enforce these Terms;
  • preserve Platform integrity.

Without limiting the foregoing, the Company may suspend or terminate access where a User:

  • violates these Terms;
  • violates applicable law;
  • engages in fraudulent conduct;
  • attempts unauthorized access;
  • distributes malware;
  • engages in sanctions violations;
  • engages in money laundering;
  • interferes with Platform operations;
  • abuses customer support personnel;
  • infringes intellectual property rights;
  • misrepresents identity;
  • attempts to exploit software vulnerabilities.

Where reasonably practicable and not prohibited by law, the Company may provide notice of suspension.

Termination of Platform access shall not affect:

  • accrued legal rights;
  • payment obligations;
  • indemnification obligations;
  • intellectual property rights;
  • dispute resolution provisions;
  • limitations of liability;
  • disclaimers;
  • provisions that by their nature survive termination.

29. DISCLAIMER OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE PLATFORM IS PROVIDED "AS IS," "AS AVAILABLE," "WITH ALL FAULTS," AND WITHOUT WARRANTIES OF ANY KIND.

THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, WITHOUT LIMITATION:

  • MERCHANTABILITY;
  • FITNESS FOR A PARTICULAR PURPOSE;
  • TITLE;
  • NON-INFRINGEMENT;
  • QUIET ENJOYMENT;
  • ACCURACY;
  • RELIABILITY;
  • SECURITY;
  • CONTINUOUS AVAILABILITY;
  • FREEDOM FROM ERRORS;
  • FREEDOM FROM VIRUSES;
  • FREEDOM FROM MALICIOUS CODE.

WITHOUT LIMITING THE FOREGOING, THE COMPANY DOES NOT WARRANT THAT:

  • THE PLATFORM WILL ALWAYS BE AVAILABLE;
  • THE PLATFORM WILL OPERATE WITHOUT INTERRUPTION;
  • ANY TRANSACTION WILL BE SUCCESSFUL;
  • ANY TRANSACTION WILL SETTLE;
  • BLOCKCHAIN NETWORKS WILL REMAIN OPERATIONAL;
  • THIRD-PARTY PROVIDERS WILL REMAIN AVAILABLE;
  • SMART CONTRACTS ARE FREE FROM VULNERABILITIES;
  • DIGITAL ASSETS WILL RETAIN VALUE;
  • TOKENS WILL REMAIN TRADEABLE;
  • BLOCKCHAIN CONSENSUS WILL REMAIN STABLE;
  • ANY PARTICULAR TOKEN WILL CONTINUE TO EXIST.

USERS ASSUME ALL RISKS ARISING FROM THEIR USE OF THE PLATFORM.

30. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS PARENT COMPANIES, SUBSIDIARIES, AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY:

  • INDIRECT DAMAGES;
  • INCIDENTAL DAMAGES;
  • SPECIAL DAMAGES;
  • EXEMPLARY DAMAGES;
  • CONSEQUENTIAL DAMAGES;
  • PUNITIVE DAMAGES;
  • LOST PROFITS;
  • LOST REVENUE;
  • LOST BUSINESS OPPORTUNITIES;
  • LOSS OF GOODWILL;
  • LOSS OF DATA;
  • LOSS OF DIGITAL ASSETS;
  • LOSS OF TOKENS;
  • DIMINUTION OF VALUE;
  • BUSINESS INTERRUPTION;
  • REPUTATIONAL HARM.

WHETHER ARISING IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, STATUTE, OR OTHERWISE.

THIS LIMITATION APPLIES EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

WITHOUT LIMITING THE FOREGOING, THE COMPANY SHALL NOT BE LIABLE FOR LOSSES RESULTING FROM:

  • USER ERROR;
  • INCORRECT WALLET ADDRESSES;
  • LOST PRIVATE KEYS;
  • LOST RECOVERY PHRASES;
  • PHISHING ATTACKS;
  • MALWARE;
  • HACKING INCIDENTS;
  • BLOCKCHAIN FAILURES;
  • SMART CONTRACT EXPLOITS;
  • TOKEN DEVALUATION;
  • STABLECOIN DEPEGGING;
  • MARKET VOLATILITY;
  • GAS FEES;
  • THIRD-PARTY PROVIDER FAILURES;
  • CROSS-CHAIN BRIDGE FAILURES;
  • VALIDATOR FAILURES;
  • BLOCKCHAIN FORKS;
  • ORACLE FAILURES;
  • LIQUIDITY SHORTAGES;
  • GOVERNMENTAL ACTIONS;
  • REGULATORY CHANGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE PLATFORM SHALL NOT EXCEED THE GREATER OF:

  • (A) ONE HUNDRED UNITED STATES DOLLARS (US $100); OR
  • (B) THE TOTAL AMOUNT OF FEES ACTUALLY PAID DIRECTLY TO THE COMPANY BY THE USER DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
  • SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY.

TO THE EXTENT SUCH LIMITATIONS ARE PROHIBITED, THIS SECTION SHALL APPLY ONLY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

31. INDEMNIFICATION

To the maximum extent permitted by applicable law, Users agree to defend, indemnify, and hold harmless the Company and its:

  • affiliates;
  • parent companies;
  • subsidiaries;
  • officers;
  • directors;
  • employees;
  • contractors;
  • agents;
  • licensors;
  • successors;
  • assigns;

service providers,

from and against any and all claims, actions, investigations, proceedings, liabilities, damages, judgments, penalties, losses, costs, and expenses, including reasonable attorneys' fees and legal expenses, arising out of or relating to:

  • the User's use of the Platform;
  • violation of these Terms;
  • violation of applicable law;
  • violation of sanctions laws;
  • infringement of intellectual property rights;
  • User negligence;
  • User misconduct;
  • blockchain transactions initiated by the User;
  • disputes between the User and any third-party provider;
  • misuse of connected wallets;

fraudulent activity conducted using the User's account or connected wallet where not caused by the Company's gross negligence or willful misconduct.

The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by the User.

In such event, the User agrees to cooperate fully with the Company's defense.

32. FORCE MAJEURE

The Company shall not be liable for any delay, interruption, degradation, suspension, or failure in the performance of the Platform or any obligation under these Terms resulting directly or indirectly from events beyond the Company's reasonable control.

Force Majeure Events include, without limitation:

  • natural disasters;
  • earthquakes;
  • floods;
  • hurricanes;
  • tornadoes;
  • wildfires;
  • pandemics;
  • epidemics;
  • public health emergencies;
  • war;
  • armed conflict;
  • terrorism;
  • civil unrest;
  • riots;
  • labor disputes;
  • strikes;
  • utility failures;
  • internet outages;
  • telecommunications failures;
  • cloud infrastructure failures;
  • denial-of-service attacks;
  • ransomware attacks;
  • zero-day exploits;
  • widespread cybersecurity incidents;
  • failures of blockchain networks;
  • validator failures;
  • blockchain forks;
  • smart contract failures;
  • protocol exploits;
  • governmental actions;
  • regulatory changes;
  • judicial orders;
  • embargoes;
  • sanctions;
  • interruptions in third-party infrastructure.

Where reasonably practicable, the Company will use commercially reasonable efforts to restore Platform availability following a Force Majeure Event.

Nothing contained herein obligates the Company to continue providing services where doing so would be impossible, unlawful, or commercially impracticable due to a Force Majeure Event.

33. DISPUTE RESOLUTION

The Company encourages Users to contact customer support before initiating formal legal proceedings.

Many disputes can be resolved promptly through informal communication.

Except where prohibited by applicable law, Users agree to provide the Company with written notice describing the nature of any dispute and to allow the Company a reasonable opportunity to investigate and attempt to resolve the matter.

Nothing in this section limits either party's right to seek temporary or preliminary injunctive relief where necessary to prevent immediate and irreparable harm.

Optional Arbitration Provision

The Company reserves the right to update these Terms to include a mandatory arbitration agreement and class action waiver where permitted by applicable law. If adopted, such provisions will become effective only after reasonable notice to Users and only to the extent permitted by law.

Until such time, unless otherwise required by applicable law or separately agreed in writing, disputes shall be resolved in the courts specified in Section 34.

34. GOVERNING LAW AND JURISDICTION

These Terms, and any dispute arising out of or relating to the Platform or these Terms, shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict-of-law principles.

Subject to applicable law and any future arbitration agreement, the parties irrevocably submit to the exclusive jurisdiction of the state and federal courts located in Cook County, Illinois for the resolution of any dispute arising from or relating to these Terms or the Platform.

Users waive any objection based on:

  • lack of personal jurisdiction;
  • improper venue;

forum non conveniens,

to the fullest extent permitted by applicable law.

Nothing contained herein prevents the Company from seeking equitable relief or enforcing its intellectual property rights in any court of competent jurisdiction.

35. ELECTRONIC COMMUNICATIONS

By accessing or using the Platform, Users consent to receive communications electronically.

Electronic communications may include:

  • legal notices;
  • security notifications;
  • policy updates;
  • account notices;
  • service announcements;
  • support communications;
  • operational notifications;
  • regulatory notices.

Electronic communications may be delivered through:

  • email;
  • in-application notifications;
  • website postings;
  • mobile application notifications;
  • other electronic means permitted by law.

Users agree that electronic communications satisfy any legal requirement that communications be provided in writing.

Users are responsible for maintaining accurate contact information and ensuring continued access to the email address associated with their account, if applicable.

36. ASSIGNMENT

Users may not assign, delegate, transfer, sublicense, or otherwise dispose of any rights or obligations under these Terms without the Company's prior written consent.

Any attempted assignment in violation of this section shall be void.

The Company may assign or transfer these Terms, in whole or in part, without User consent, including in connection with:

  • mergers;
  • acquisitions;
  • corporate reorganizations;
  • asset sales;
  • financing transactions;
  • changes in corporate structure;
  • operation of law.

These Terms shall bind and benefit each party and their permitted successors and assigns.

37. SEVERABILITY

If any provision of these Terms is determined by a court of competent jurisdiction to be invalid, unlawful, unenforceable, or void, that provision shall be enforced to the maximum extent permitted by applicable law.

The remaining provisions shall remain in full force and effect.

If necessary, the invalid provision shall be modified only to the minimum extent required to make it enforceable while preserving its original intent as closely as possible.

38. NO WAIVER

The Company's failure to enforce any provision of these Terms shall not constitute a waiver of that provision or of any other provision.

Any waiver must be in writing and signed by an authorized representative of the Company.

No waiver of any breach shall constitute a waiver of any subsequent breach.

39. SURVIVAL

The following provisions shall survive termination of these Terms and any User's access to the Platform, together with any other provisions that by their nature should survive:

  • Definitions;
  • Intellectual Property;
  • User Content and Feedback;
  • Disclaimers;
  • Limitation of Liability;
  • Indemnification;
  • Governing Law;
  • Dispute Resolution;
  • Electronic Communications;
  • Assignment;
  • Severability;
  • No Waiver;
  • Survival;
  • Entire Agreement.

Termination of access to the Platform shall not affect any rights or obligations that accrued prior to termination.

40. ENTIRE AGREEMENT

These Terms, together with all documents expressly incorporated by reference, constitute the complete and exclusive agreement between the User and the Company concerning the Platform.

The incorporated documents include, without limitation:

  • Privacy Policy;
  • Cookie Policy;
  • Risk Disclosure;
  • AML & Compliance Disclosure;
  • Restricted Jurisdictions Policy;
  • Third-Party Provider Disclosure;
  • Acceptable Use Policy;
  • Electronic Communications Consent;
  • California Privacy Notice, where applicable.

These Terms supersede all prior or contemporaneous understandings, communications, representations, proposals, and agreements relating to the Platform, whether oral or written.

41. CHANGES TO THESE TERMS

The Company may revise these Terms from time to time to reflect:

  • changes in applicable law;
  • changes in regulatory guidance;
  • new Platform functionality;
  • security enhancements;
  • operational improvements;
  • changes to third-party integrations;
  • business developments.

When material changes are made, the Company will update the "Last Updated" date appearing at the beginning of these Terms and may provide additional notice where required by applicable law.

Continued use of the Platform after revised Terms become effective constitutes acceptance of the revised Terms.

If a User does not agree to revised Terms, the User must discontinue use of the Platform.

42. CONTACT INFORMATION

Questions regarding these Terms or the Platform may be directed to:

1StopCrypto

Legal Entity: BLUE SOFT LLC

Business Address: 10200 S Roberts Rd Unit #4235 Palos Hills, IL 60465

Legal Email: [email protected]

Support Email: [email protected]

Privacy Email: [email protected]

Website: https://1stopcrypto.com

43. ACKNOWLEDGEMENT

BY ACCESSING OR USING THE PLATFORM, CONNECTING A DIGITAL WALLET, INITIATING A BLOCKCHAIN TRANSACTION THROUGH THE PLATFORM, OR OTHERWISE USING ANY FEATURE OF THE PLATFORM, YOU ACKNOWLEDGE THAT:

  • YOU HAVE READ THESE TERMS;
  • YOU UNDERSTAND THESE TERMS;
  • YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS;
  • YOU UNDERSTAND THAT 1STOPCRYPTO IS A NON-CUSTODIAL SOFTWARE PLATFORM;
  • YOU RETAIN SOLE CONTROL OF YOUR DIGITAL ASSETS;
  • THE COMPANY DOES NOT HOLD YOUR PRIVATE KEYS OR RECOVERY PHRASES;
  • BLOCKCHAIN TRANSACTIONS ARE GENERALLY IRREVERSIBLE;
  • DIGITAL ASSET TRANSACTIONS INVOLVE SIGNIFICANT FINANCIAL, TECHNICAL, REGULATORY, AND CYBERSECURITY RISKS;
  • YOU ACCEPT FULL RESPONSIBILITY FOR YOUR USE OF THE PLATFORM.